This policy explains how MoneyGlowUp decides what to publish, how content is researched and written, and how we keep it accurate. Money decisions affect people’s lives, so we hold financial content to a high standard.
Our purpose
We publish general financial education for beginners. Our goal is to help readers understand money concepts and make their own informed decisions. We do not provide personalized financial, investment, tax or legal advice.
Who writes our content
Articles are written and edited by Muhammad Shahzad Raza unless another author is named. Each article shows its author, publication date and — when the content has changed materially — the date of the last substantial update. Author pages describe each writer’s real background. We do not invent personas, credentials or experience.
If an article has been reviewed by a qualified expert, we name the reviewer and their verifiable credentials. If no reviewer is shown, the article has not had an external expert review.
How we research
- We rely on primary and authoritative sources wherever possible — for U.S. topics, for example, government agencies and regulators such as the CFPB, FDIC, IRS and Federal Reserve.
- Facts that change (rates, limits, fees, rules) are checked against the current official source, and we note the date and country they apply to.
- We link to sources so readers can verify them. We do not copy or lightly rewrite other publishers’ content.
- Examples with made-up numbers are clearly labelled as illustrative.
Use of AI tools
We use AI tools to help research, draft and edit articles, and our videos use AI-assisted scripting and voiceover. Every factual claim in an article is checked against the source we link to before publishing, examples are recalculated, and the author remains responsible for what is published. We do not use automation to mass-produce pages.
Independence
Our editorial content is not for sale. If we ever publish sponsored content, it will be clearly labelled. Affiliate relationships, if any, never decide what we recommend — see our Affiliate & Advertising Disclosure.
What we will not publish
- Guaranteed-return, get-rich-quick or misleading earnings claims.
- Fake reviews, testimonials, income screenshots or endorsements.
- Content created mainly to rank in search engines rather than to help readers.
Updates
We review important guides regularly and when rules change. We only change an article’s “Updated” date when the content has materially changed — not for small edits.
Corrections
See our Fact-Checking & Corrections Policy, or report an error.